Getting Financing Through a Ford Dealership

May 18th, 2018 by

Depaula Ford Dealership Near Troy New York Offering In-House Financing

The time has come. You have found that perfect dream vehicle that you want to drive away off into the sunset. You know every little detail about this vehicle. More importantly, you can picture yourself behind the wheel for the next several years. So what is the only thing hanging you up?

Paying for the vehicle in the first place.

No matter what type of car, truck, or SUV you look at, whether it is new or used, you will inevitably reach the point of payment as a potential challenge to overcome. This is a common experience for countless future vehicle owners. Unless you have the means to buy the car outright, this step can be difficult to finish as you explore different financing and leasing options through a given dealership. This is also the step that makes many people turn to used cars as more affordable alternatives to keep prices and future auto loan payments down.

Realizing all this, Ford has taken a customer-centered approach to its financing options. Anytime you come onto a Ford dealership lot, such as DePaula Ford, you will discover a simple and frustration-free financing process that will help you find the best auto loan for the vehicle that you actually want to buy.

The next time you find yourself searching for Ford dealerships near Troy, New York, here’s why you should check out DePaula Ford and our financing department.

Financing And Credit Approval Through Ford

Many people never realize the simple fact that Ford can be a one-stop shop during your car purchasing experience. In the past, in order to find good financing options, you had to explore your local banks and credit unions, filling out a bunch of paperwork just to see which loan providers would be willing to help you out. With Ford, however, you can achieve the same results without traveling around to different locations. Instead, all you need to do is visit the Ford website or DePaula Ford dealership to get started.

Financing through Ford is a straightforward process. It begins with a simple credit check to see if you qualify for instant credit approval. This can easily be done through the Ford website or DePaula Ford dealership website. You will go online, fill out some basic information, and submit it for processing. Ford’s automatic approval system will look up your credit score, run some calculations, and determine whether you are approved are not within a few seconds or minutes. Typically, you will get the results back instantaneously without having to speak with anyone unless you want extra help.

People who are approved instantly for financing will be able to skip the usual major hurdles of applying for multiple loans from different lending providers. Instead, you will simply work with one of our qualified salespeople to complete the process of purchasing your new dream vehicle.

If you are not approved, however, all is not lost. The benefit of buying your next vehicle at a Ford dealership is a wider range of financing options you will have available to you. Better still, you will have a financing expert to help you research these different options and find the one that is best for you and your needs.

The Extended Dealership Network

DePaula Ford works with a number of local and national lending providers to give you competitive loan offers and rates before you make any major purchasing decisions. Even if you are not approved for Ford’s instant credit approval process, we will still take care of you to make sure you get the best possible outcome.

All of this starts with filling out a single application that provide some basic financial information for us to pass along to our network of lending providers. Within a day or so, after we have sent this application out, you will start to receive different loan offers. Depending on your financial history and current credit score, the number of offers will vary. On average, our customers receive enough offers to find the right interest rate and term limits to fit within the monthly payments they hope to make.

We can even help customers with low credit scores or complicated financial histories. Our bad credit auto loans, for example, are an option most banks and credit unions don’t offer by themselves. With higher interest rates and shorter term limits, these loans have lower application criteria and requirements, so you’re more likely to be approved from the start.
Our financial experts can also work with you to optimize your chances of success before applying for a loan. This may include paying off minor bills and debts from credit cards, helping you challenge inaccurate credit score results, or taking other steps to give you the best chance of success from the start.

Understanding The Financial Terms

One area where many automotive customers get into trouble is understanding the complicated legal jargon that often is present on most auto loan contracts and extra forms to fill out. Quite often, this is done by design, so you agree to things that are advantageous for a bank or credit union. At DePaula Ford, however, we take every step possible to make sure you understand all the details you need to feel confident in your purchase decision.

We take the time to go over any details you wish to cover before signing the final contract. Any questions you have will be answered in a concise and straightforward manner by one of our financial experts. In fact, you can expect face-to-face help anytime you want throughout the car purchasing process. Even if you have a random question that pops up when you’re not on our lot, simply send an email or give us a call to have your question answered immediately.

Customer satisfaction is one of the most important parts of our business model. If we aren’t making you completely satisfied with your financing options, we aren’t doing our job. That is why we take extra measures to give you the best chance of finding a loan that will give you everything you want or need out of a new vehicle and loan agreement.

Explore Your Financial Options Today

There’s no time like the present to start finding that next dream vehicle of yours and the means of affording it. Don’t let a bad financial situation or high price tag keep you from the vehicle that you want. Using Ford’s stellar financing program and our expert financing staff, we can help you figure out the best way to afford the vehicle you truly want.
All it takes is a phone call or email to DePaula Ford today to get started. If you want to check out our existing Ford inventory filled with both new and used vehicles, come on down to the lot for personal, face-to-face assistance with this as well.